What's new in 2016 for UK holiday insurance

More and more people are travelling and going on holiday too. This increase in travel has meant that travel insurance has become a lot more competitive, bring down the cost of premiums for customers in the UK. This is great news!

We are going to look at some of the travel insurance providers that cater for older people in 2016. The Over 60s are increasingly making up a larger proportion of travellers.

Travel Insurance for Medical

These guys specialise in providing travel insurance for people who have medical conditions but don't want to be held back by them. We offer full screening – either online or on the phone – for 1000s of conditions and can offer instant cover, wherever you are going.

If you or a member of your party has been refused cover elsewhere then try us! We can insure your entire party even if just one of you has a medical condition to declare. And we offer a great choice of policies to suit both the way you like to travel as well as your pocket. Use the links below to get an instant quote for your Single Trip, Annual, Long Stay, Winter Sports or Cruise travel insurance.

Debenhams

Debenhams Travel Insurance

From a weekend city break to a round the world cruise, Debenhams offers travel insurance to cover your needs.

You can also receive a FREE £5 Debenhams gift card with every single trip policy or a FREE £10 gift card if you upgrade your insurance to a multi-trip policy.

Get Going Travel Insurance

As specialists in medical travel insurance, we understand the difficulties of finding the right travel insurance cover at the right price. When you have an existing medical condition, whether it is asthma, high blood pressure or something more serious like cancer, we know that it can be expensive and cover can be limited. Our policies have been designed with you in mind.

Whether you or someone in your party have an existing illness, look no further than our range of Travel Insurance policies, one of them will be perfect for you. Your whole travelling party can be insured on one policy, while still enjoying competitive cover and price. Relax, we’ve got you covered.

If you would like any help or assistance when choosing a policy please do not hesitate to contact our customer service team on 02038 296 613

Latest Travel News

Holidaymakers considering hiring a car on their summer escapes this year are being asked to download a specific code within a tight time frame, as the paper part of the UK driving licence is scrapped.

If you’re looking to hire a car for your summer adventures this year, experts have warned about potential ‘chaos’ being caused after the DVLA have moved to a simplified system, allowing driver details to be stored online, including points on licences – something which is essential for foreign car-hire companies.

Staff at these companies are used to being able to physically check whether a British driver has a valid or clean licence by referring to the paper counterpart, but as of June 8th, holidaymakers have to prove their credentials by login on to the DVLA website and entering their driving licence details. Once complete, drivers are expected to obtain a special code within a tight time frame, which can be given to car-hire companies abroad who can enter the code into their system to see driver details.

This special code only works for 72 hours, meaning that if British travellers intend on hiring different cars during trips lasting longer than three days, they will need to remember to log in whilst abroad and obtain a new code.

Experts have also warned that car-hire companies across Europe are not that aware of the change, and that confusion could hit in the peak of holiday season. Car hire companies could potentially turn away customers if they are unaware of the change and unable to check driver details.

“Following on from the abolition of the tax disc on October 1st 2014, the disappearance of the photo-card driving licence counterpart will mark another important step in the modernisation of the UK’s driving licencing systems. This should make it easier for motorists by dispensing with the need to post off the counterpart to have it updated with new penalty points or a change of name or address.” stated Simon Williams from the RAC.

11:11 28/03/2016

Review of WorldNomads Travel Insurance

Worldnomads are based in Australia but actually provide cover for people all over the world and pretty much residents of any country.

WorldNomads Products...

Having exceptional medical and cancellation cover for travellers from over 140 countries was a given, we needed more. If you're stuck overseas without cover, we're there. If your plans change on the road, we'll keep you covered.

Major travel agencies like Sunshine Insure, STA Travel and Flight Centre also offer their own plans, though coverage is very limited. While I haven’t used it, many other travel bloggers and writers I know recommend Medjet and IMG. Another really good website is Insure My Trip. It compares policies from a number of providers and a wide range of policies at once. It’s like a global insurance search site! It lots of people have success on their site, and I especially like their high age limit as not enough companies cover seniors!

My favorite insurance provider is World Nomads. I’ve been using them since I first started traveling in 2003 and use no one else. They are very reputable, and claims are quickly and fairly processed. I enjoy World Nomads for a number of reasons: I can purchase and renew my insurance policy online in a matter of minutes, they have a very friendly and responsive staff who answer questions and help solve problems via social media, have great customer feedback, and most importantly, they provide a lot of coverage at a good price. If there’s one company I would recommend, I would say go with them.

MORE ABOUT WORLD NOMADS

World Nomads, recommended by Lonely Planet, is a hugely popular with backpackers worldwide. This is one of the best known travel holidays insurance companies in the world. They market themselves towards independent and adventurous travellers, although, honestly, their insurance is also a good fit for those less inclined to bungee jump.

Review Bottom Line

Huge, reputable, affordable, and with a reputation for being hassle free from the time you get an online quote all the way to their claims process. Though they’re best known for covering younger backpackers,World Nomads provides good coverage for anyone considering a longer trip.

Disadvantages
No coverage for anyone over 60.
There’s not much opportunity to customize the insurance. World Nomads keeps their costs low by offering a single low cost, but high value, product.
World Nomads coverage excludes Cuba.

Advantages
You can buy World Nomads insurance after you’ve started you trip, which is rare in the travel insurance world. In all of our travel insurance reviews, World Nomads is the only company we’ve found that offers this feature for Canadians.
November 2012 update: World Nomads currently cannot provide travel insurance policies to travellers who live in either Quebec or Saskatchewan. Their website says that they’re planning to add service to Saskatchewan and Quebec in the near future.
Good baggage and personal effects insurance that few insurers can match.
A policy is worldwide, including the USA.
You can buy, extend, and claim online, 24 days, 7 days a week.
Available to citizens of 150 countries.

The Basics
Medical travel expense coverage is $5 million per person.
$10,000 of accidental death insurance while travelling as a “ticketed passenger on a licensed common carrier.”
Coverage is world-wide, including USA.
No deductible.
Available to residents from over 150 countries.
World Nomads offers 24 Hour World Wide Emergency Assistance through Travel Guard Canada.
You can buy Worlds Nomads’ insurance after you’ve started your trip, even if you are not in your country of residence. This could be a lifesaver on emergency trip where you didn’t get to set up travel insurance before leaving.
You can buy, extend, and claim online, 24 days, 7 days a week.

Review of Good to Go Travel Insurance

Welcome to the first of many travel insurance reviews across the UK marketplace. Our first travel insurance provider is Good to Go cover.

Grand Canyon NP, USA

Good to Go travel insurance Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre existing medical conditions. We can also cover your travelling companions on the same policy. 

Good to Go Cover is particularly good for the following...

Cancer patients
Over 65s with or without medical conditions
Over 80s with medical conditions
Travellers looking for longer term cover
Older people looking for cruise cover
Winter cover for those with small fractures
Those with medical complications

What makes Goodtogoinsurance.com different from other travel insurance?

Danny Palmer, Head of Partnerships at Goodtogoinsurance.com says:

"Goodtogoinsurance.com was specifically created to tackle the lack of choice in the market place for travel insurance over 65 and travel insurance for pre existing medical conditions.

We are proud to be able to provide travel insurance to travellers who have difficulty finding cover from a standard insurer due to their pre existing medical conditions or because they are over 65.

Our travel insurance can cover all types of pre existing medical conditions up to a high level of severity and sometimes even a terminal prognosis. In addition we have no age limits on our travel insurance policies, so you won't find that you are suddenly refused travel insurance cover because you are over 65.

We firmly believe that everyone should be able to travel with the peace of mind that they have the appropriate travel insurance cover in place no matter what their age or medical conditions."

Other Products they sell

Airport Parking and Hotels

We've teamed up with Holiday Extras who compare hundreds of prices each week to bring you some fantastic deals on airport car parks, as well as parking and hotel packages.

You can save up to 60% on prices compared to the cost of turning up and paying on the gate.

Currency Exchange: Travel Money Online

Don't leave your currency exchange until you get to the airport.

Save time and money before you go on holiday by having your foreign currency delivered to your door with 0% commission.

Next day, before 9am and Saturday delivery options available.

Life Insurance for Pre-existing Medical Conditions

Life insurance with all pre-existing medical conditions considered, terms up to age 75, no automatic declinatures and hazardous occupations can also be included.

Having a medical condition no longer means that life insurance is not an option for you.